Five Questions That Every Car Insurance Buyer Should Ask! Blog 3
UM and UIM coverage encompasses another question you need to ask when you are buying car insurance. UM stands for “uninsured motorist” and UIM stands for “underinsured motorist.”
Specifically, when you are looking for a new policy, you have got to ask if it will cover these drivers. UM and UIM coverages are so important. Some states require it, some states do not, but it is still a good idea to have it.
Remember, an increasing number of drivers are either uninsured or do not have enough insurance. This will make sure that your car — and any repairs — are always covered if you get into an accident with an under- or uninsured motorist. Many people are not able to afford collision insurance themselves, so you may need to take matters into your own hands.
Add comment August 13th, 2009