Archive for October, 2009
Insurance companies are fickle, fickle things – we all know this. We all know that every little piece of information plays right into how good of a premium you are going to get but here are some of the reasons that it might actually cost you more to insure that SUV that you have been dying to get.
First and foremost, the likelihood of that particular brand of SUV being involved in an accident, stolen or vandalized might come into play. For example, if it is a very popular SUV model, that might be something that the car insurance considers high risk, therefore the SUV would be more to insure.
The cost of repairs – it usually is a higher rate to repair an SUV and even though you car insurance company does not pay for the repairs, it is still important that the engine actually stays in tact and clean. Finally, obtaining their information by consulting various claim statistics is something that all insurance companies do.
October 31st, 2009
We all know that car insurance prices seem to be going up and up and up – and really, there is a ton of different ways that you can save some cash on your car insurance and choosing the right car to buy is one of them. For example, all of those fantastic SUVs out there right now – they actually could cost you more money in the end because of the car insurance premiums that will be attached onto them.
Insurance premiums are definitely something that has a lot of different factors that make them up. For example, your age, gender, state, town, driving record and the car itself all make up exactly what the car insurance premium is going to be. Having an SUV could actually tack on quite a bit of money in the end because the premiums are so much more expensive.
In the next blog, we are going to look at this in detail and make sure that you understand exactly what you may be getting yourself into when you purchase an SUV!
October 30th, 2009
Now that we have reviewed one company, let’s go ahead and talk about Unitrin Direct Insurance Company. This is actually a company that has been in business for quite some time now and has over six million customers. What that means, is that constantly, this company is growing and changing an the customer base is growing and changing – which is a good thing.
The great thing about Unitrin Direct Insurance Company is that they actually change up their systems and discounts a whole lot, which is something that I love. Currently, they are actually take advantage of the technology that we have in order to improve their customer service experience, which is a great idea.
Their customer service satisfaction is at 96% right now and for having six million customers, that is very impressive!
October 23rd, 2009
When you are looking to switch car insurance companies – it can be a frustrating process. After all, you have to do a ton of research on all sorts of different companies and you have to make sure that you find the right company to fit into your needs. Safeco Insurance Company is that company – I can tell you that this particular car insurance company has been in business for quite a while and the customer service is awesome!
For me, customer service is what it is all about. If the company has fantastic customer service, I am all over that. Safeco Insurance Company is actually a company that has a lot of benefits too, for you can pay your bill online, view policy documents; track your claims – all sorts of stuff, right online!
It truly is a one of a kind type of business and I think that Safeco Insurance Company is a great switch for anyone!
October 22nd, 2009
Are you ready for some more tips? Here we go!
4. You have to keep a close watch on your credit report as well as your credit history. Car insurance companies use these as tools to determine your rates, so you want to make sure there is no false information on yours.
5. Buying a car with a low profile can save you money as well. High performance cars, sports cars, flashy cars, et cetera, are red flags to car insurance companies and they may cost more to insure.
6. Driving safely is definitely important; if there are no violations or accidents on your driving record, you can get a lower rate.
7. Keeping your car in a garage can save you money as well. You are taking safety methods into your own hands, and car insurance companies love that. For the same reason, you can install safety devices and anti theft devices and save as well.
October 15th, 2009
We can all use some helpful, money saving car insurance tips — and you are going to get quite a few of them in the next few posts, beginning with:
1. Did you know that you can get a discount on car insurance if you drive less? By driving no more than seventy five hundred miles each year, you might be able to get a low mileage discount. You can also get a discount from some companies if you rely on public transportation during the work week.
2. You can save by not driving or using your car for business. You may have to pay more if you do use it this way, in fact. If you have to, you need to tell the agent for your business’s car insurance; that way, your business travel can be covered.
3. By paying more for your deductible, you can actually reduce the amount you pay on your annual premium — by as much as fifteen percent!
October 12th, 2009
